Free Calculator

What do you actually take home?

Most tradesmen think they know what they earn. Very few have done the maths. Plug in your numbers and see the real figure — it takes 60 seconds.

60 seconds. No sign-up needed to start.

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Already self-employed

See what you really take home

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Thinking of going solo

Compare PAYE vs self-employed

Your Income

What do you charge per day?

How many days a month do you actually work?

Be honest — not how many you'd like, how many you bill.

days

Your Monthly Costs

Materials & supplies

Van costs — fuel, insurance, finance

Tools & equipment

Insurance — public liability, etc.

Phone, software & admin costs

The Hidden Cost

Hours per week you spend on admin

Quoting, invoicing, chasing payments, bookkeeping, emails, scheduling…

hrs/wk

Drop your details and we'll send you a full breakdown you can keep. Phone number's optional — we're not going to hassle you.

Your name

Phone (optional)

Your actual monthly take-home

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The Breakdown

Gross monthly income —

Total monthly costs —

Monthly profit (before tax) —

Estimated income tax —

Estimated National Insurance —

What you actually keep —

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Your real hourly rate

The admin tax you're paying yourself

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